Bank Statement Loans for Self Employed

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Besides Conventional, FHA, and VA mortgages there are niche products such as the Bank Statement Mortgage for Self-Employed borrowers.  How does it work? Simple. Instead, of requiring last two years of income tax returns, W2s, or proof of regular payroll checks, borrower provides either business or personal most recent 12 consecutives bank statements and the annual deposits are average to determine monthly income. There is also an expense factor that maybe deducted if using business bank statements.

 For more information please contact me.